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Teacher Pay Scale London 2026/27: All Three Bands

London runs three separate teacher pay bands, not one. For 2026/27 that means an M1 teacher earns £41,728 in inner London, £39,195 in outer boroughs or £35,602 on the fringe — with the gap widening every step up the scale. This page puts all three side by side so you can compare offers across the city accurately.

Updated August 2026 · STPCD 2026/27 pay scales · 2026/27 tax year

Your details

0.6 FTE = 60. Three days a week is usually 0.6.

Estimated take-home pay

£2,169

per month · £26,032 a year · £501 a week

Gross

£34,068

Total deductions

£8,036 (24%)

ComponentAnnualMonthly
Gross salary£34,068.00£2,839.00
Teachers' Pension (7.4%)£2,521.03£210.09
Income tax£3,795.39£316.28
National Insurance£1,719.84£143.32
Take-home pay£26,031.73£2,169.31

How your income tax is worked out

  • Personal allowance: £12,570
  • Basic rate at 20% on £18,977 = £3,795.39

Pension picture

You pay £2,521 a year at the 7.4% tier. Your employer adds £9,812 at 28.8%, so the total going into your pension is £12,333 a year.

This year you build roughly £598 of guaranteed annual pension (1/57th of pensionable pay).

Estimate only. Assumes the standard 1257L tax code, no other taxable income and the net-pay pension arrangement most schools use. Your payslip is the authority.

Key takeaways

  • Three bands, one city: inner (£41,728 M1 start), outer (£39,195) and fringe (£35,602).
  • The inner-to-fringe gap at U3 is £10,356 — the largest regional spread in UK classroom teaching.
  • Which band applies depends solely on the school's location, never the teacher's home address.
  • Inner London U3 at £64,683 remains the highest standard classroom salary in the country.
  • Allowances (TLR, SEN) are national values; only base pay varies by band.

The three London bands side by side

Teacher pay scale London 2026/27 — main range by band
PointInner LondonOuter LondonFringe
M1£41,728£39,195£35,602
M2£43,712£41,246£37,646
M3£45,786£43,403£39,979
M4£47,961£45,672£42,513
M5£50,665£48,438£45,069
M6£54,131£52,241£48,478
Upper range by band, 2026/27
PointInner LondonOuter LondonFringe
U1£59,649£54,047£50,625
U2£62,580£56,046£52,441
U3£64,683£58,119£54,327

For comparison, the rest of England runs £34,068–£46,939 on the main range — details in our national teacher pay scale guide.

Which band does each borough get?

  • Inner London — Camden, City, Hackney, Hammersmith & Fulham, Haringey, Islington, Kensington & Chelsea, Lambeth, Lewisham, Newham, Southwark, Tower Hamlets, Wandsworth, Westminster.
  • Outer London — Barnet, Bexley, Brent, Bromley, Croydon, Ealing, Enfield, Greenwich, Harrow, Havering, Hillingdon, Hounslow, Kingston, Merton, Redbridge, Richmond, Sutton, Waltham Forest.
  • Fringe — commuting-belt districts outside the capital: much of Essex and Hertfordshire, Dartford & Gravesham, Slough, Spelthorne, Crawley and other named districts.

Each band has its own dedicated page with full tables and edge cases: inner, outer and fringe.

What the premium looks like over a career

Band differences grow as you progress because they attach to every point:

Inner London premium vs rest of England across a career
StageRest of EnglandInner LondonExtra per year
Starting (M1)£34,068£41,728+£7,660
Sixth year (M6)£46,939£54,131+£7,192
Threshold crossed (U1)£49,134£59,649+£10,515
Top of classroom scale (U3)£52,835£64,683+£11,848

Over a typical six-year climb from M1 to M6, choosing inner London over the rest of England adds over £44,000 of cumulative gross salary (derived by summing the yearly premiums).

Do allowances vary across London?

No. TLR payments (£727–£17,819 depending on tier) and SEN allowances (£2,885–£5,689) carry identical national minimums and maximums everywhere in England. A Brent head of department and a Leeds head of department can hold the same TLR 2 value while their base salaries differ by thousands.

Rent versus premium: the honest ledger

  • Inner London: the £7,600+ premium rarely survives zone 1–2 rents for solo renters, but shared housing or long-standing tenancies change the maths entirely.
  • Outer London: the sweet spot for many — £5,100+ premium with family housing still within reach.
  • Fringe: ~£1,500 premium, best viewed as compensation for commuting costs rather than a lifestyle bonus.

Common mistakes when comparing London teacher pay

  • Treating 'London weighting' as one number — there are two different London rates plus the fringe.
  • Checking your own postcode — irrelevant; only the school's location counts.
  • Comparing gross offers without rent data — always net off expected housing before judging.
  • Forgetting academies — most track statutory rates but some add supplements; ask for the actual pay policy.

Monthly gross pay across all three bands

Monthly gross by band (annual ÷ 12, derived)
PointInnerOuterFringe
M1≈£3,477≈£3,266≈£2,967
M6≈£4,511≈£4,353≈£4,040
U3≈£5,390≈£4,843≈£4,527

Edge cases the band maps do not show

  • Two schools, one street — boundary roads mean a crossroads can separate bands; verify each school individually.
  • Academy supplements — some trusts add retention payments on top of whichever band applies, changing effective totals.
  • All-through and special schools — same banding rules, but SEN allowances stack separately and are easy to miss in adverts.
  • Relocations — a school physically moving can drag its staff onto a different band; check variation clauses.

The career value of London years

Even teachers who leave the capital after a few years keep permanent residue: pension built on higher pensionable pay, salary-history anchoring for future negotiations, and experience in high-accountability environments that recruiters prize. A six-year inner London stretch from M1 to M6 accumulates over £44,000 of extra gross salary (derived by summing yearly premiums) plus correspondingly deeper pension accrual — value that transfers out when you do. Model your own version with the part-time calculator or the standard pay calculator above, then compare destination regions in the UK pay map.

Boundary questions answered plainly

  • Can a school straddle bands? No — each school holds exactly one band determined by its location; departments within it share fate.
  • Do independent schools use these bands? Not necessarily; the statutory system binds maintained schools and frames academies, while independents set their own scales entirely.
  • Does banding affect pension contributions? Contribution tiers respond to salary level, so higher-band teachers reach higher tiers faster — worth pricing before dismissing London's tax drag.
  • Who polices misbanding? Pay policy complaints route through governors and ultimately the Secretary of State's jurisdiction for maintained schools.

Allowances behave differently inside London budgets

National allowance ranges mean a Brent head of year and a Hull counterpart can hold identical TLR 2 values while their base salaries differ by thousands — making London allowances proportionally smaller and proportionally easier for schools to be generous with simultaneously. Practically: London adverts carry more allowance stacking because base-pay competition saturates, and candidates should read packages as base-plus-stack rather than fixating on either line. Verify stacking totals against statutory ceilings (TLR tiers and SEN ranges from our national tables) since enthusiastic packages occasionally overshoot legal maxima, creating cleanup pain later.

London versus the near-home counties alternative

Teachers weighing London offers against staying put usually frame it as salary versus rent, missing the third column: optionality. Inner-London CVs accumulate accelerated responsibility exposure — bigger departments, sharper accountability, quicker TLR acquisition — that compounds into future earnings wherever you land. Two inner years followed by relocation frequently beats five suburban years on lifetime trajectories, even though the suburban path wins month-to-month comfort. There is no universal answer, but there is a correct spreadsheet: project both paths decade-long using the pay calculator, price housing honestly, then decide with numbers instead of folklore. Our inner and outer guides supply the band-specific inputs.

A decade view: what banding does over time

Single-year comparisons undersell how regional choices compound. Consider two teachers entering simultaneously, one inner-London, one rest-of-England, both progressing normally. By year six the Londoner has banked roughly £44,000 additional gross (derived by summing yearly premiums) plus proportionally deeper pension accrual on every pound. Should they then relocate outward, they carry the higher accrued pension forever while adopting the new region's rate — the premium converts from flow into stock at departure. The reverse path sacrifices nothing equivalent, since lower historical bases cannot be retro-funded. This asymmetry explains veteran advice to young teachers weighing capital offers: early high-band years are uniquely valuable in a way later ones are not, because revaluation locks them in permanently. Model your own variant with the pay calculator, then check pension consequences in the pension hub before deciding timelines.

London pay questions that never age

  • 'I live in zone 4 — why no uplift?' Because uplifts follow school location; residential zones are irrelevant by design.
  • 'My advert quotes one salary for all bands — legal?' Maintained schools must differentiate by band; blended adverts usually hide a table you should request.
  • 'Do I lose London weighting on maternity leave?' Occupational schemes calculate from recent salary including banding, so the premium flows through proportionally.
  • 'Can banding change mid-tenure?' Only if the school's location classification changes — vanishingly rare, but contract variation clauses cover it.

Frequently asked questions

What do teachers earn in London in 2026/27?

Main-range teachers earn £41,728–£54,131 in inner London, £39,195–£52,241 in outer London and £35,602–£48,478 on the fringe. Upper-range teachers reach up to £64,683 in inner London.

Why does London have three teacher pay bands?

The STPCD splits England into four regions to reflect cost-of-living differences. London's three bands price the capital's housing gradient: innermost pays most, the commuting fringe least, with outer boroughs between.

Do I get London pay if I live outside the city?

Yes, if your school is in a London band. Banding follows the school's location exclusively — many teachers living in Essex, Kent or Hertfordshire earn outer-London or fringe rates.

Is teaching in London worth more after rent?

It depends heavily on housing situation. Solo renting in central zones typically absorbs the entire premium; flat-sharing, outer-borough living or existing tenancies can leave a real surplus, especially in outer London.

How big is the gap between inner and outer London teacher pay?

£2,533 at M1 widening to about £6,564 at U3. Both bands sit well above the fringe, which trails outer London by roughly £3,600 at the bottom of the main range.

Do TLR payments differ across London bands?

No. TLR 1, 2 and 3 and SEN allowance ranges are set nationally. Only basic scale salary varies by region, so London's premium applies purely to the base point.

What happens if my school moves between bands?

Your rate tracks the school's current band under the STPCD definitions. Genuine boundary changes are rare; relocations and academy conversions are the practical triggers to watch in your contract.

Where can I see full tables for each band?

We keep dedicated pages for [inner London](/inner-london-teacher-pay-scale/), [outer London](/outer-london-teacher-pay-scale/) and the [fringe](/london-fringe-teacher-pay-scale/), each with unqualified, leadership and lead practitioner figures included.

Sources